Mortgage and deposit rates

Published mortgage rate by rate structure

Mortgage scope

Rates by lender

Against the government curve

Deposit rate, government yield and fixed mortgage rate at matching terms

Fixed mortgage Government bond Term deposit

Both legs measured from the government curve, in basis points

Deposit over government Mortgage over government

Scope and government basis

Factual information only. Every figure is an arithmetic summary of rates the named institutions publish themselves, or of Australian Government bond yields published by the Reserve Bank of Australia. Nothing here is financial product advice or an endorsement, and no rate is presented as suitable for any person. Rates change without notice and each institution's own published terms govern. Ausyield holds no Australian Financial Services Licence.